Small Business Insurance

Starting your own business is often a daunting task. Between the legalese and financing requirements, it is often hard to figure out where you should start.

Whether you work on your own or have a small team, it is always important to ensure you have protection in the event of a loss. What if there was a fire? What if a cyber-attack compromised your database? Events out of your control could be the demise of the business that you created. By working with our team of experts, we can help you work through the first steps you need to take when looking at small business insurance.

We understand that your small business has different needs than a corporation. Let us help you find the best options available for your needs. We are here to help you grow and protect your business, without breaking the bank. Let us worry about the insurance, so you don’t have to. Contact us today to find a solution that works for you.

Home-based Business

Although you are working from home, relying on your home insurance policy may not be enough if you have a home-based business.

If you have employees or delivery drivers coming by your office, your home liability policy may not cover you in the event of a loss.

By having the coverage you need for your business, you can recuperate your financial losses and stay in business. If you are unable to continue your business due to an insured loss in your home – we will make sure you have the coverage you need.

It may not always be necessary to carry an additional home-based business policy. Contact one of our experts today to learn about the options available to you.

Independent Contractors

Are you a business consultant, wedding planner, graphic designer, or an HR specialist? Do you offer your advice and services to many organizations? Do you like the freedom of working for yourself by contracting with various agencies or governments? If you’ve answered yes to those questions, you may need to consider additional insurance coverage.

Working for yourself is a very rewarding experience, but it also means that you bear all the responsibility in the event of a claim. From navigating contracts to protecting yourself against an unhappy client. We are there to help you.

Why would I need this coverage?

If you frequently work with high-level agencies or take part in contracts with the government. By doing that type of work, you expose yourself to lawsuits resulting from Errors & Omissions – often non-intentional events that could lead to you closing your doors for good.

To find out where your exposures are, contact one of our experts today.