Travelling around the world can be a rewarding experience. However, if you become ill, your regular health coverage will not cover your medical expenses. Contact us today to learn more about international travel health insurance.
Expect the Unexpected!
Whether travelling across the pond or halfway around the world, it is more important than ever to have the right international travel health insurance in case the unexpected occurs.
Get the Facts
- Half of all Canadian travellers will experience health problems when travelling to a developing country for one month.
- International medical evacuation and air ambulance services can cost more than $90,000 without insurance.
- Airline, cruise and tour companies generally have monetary penalties for changing reservations without insurance. They also tend to have no-refund policies in place.
With an international travel insurance policy, you will be covered in the event of any of these mishaps while you are abroad.
No Matter Where You Are, We’ve Got You Covered!
If you are travelling abroad, it is strongly recommended that you purchase international travel health insurance, as your current health insurance coverage will probably not cover you overseas. Contact your health insurance carrier to learn more. Plans are available for a minimum of five days and can be renewed for up to two years.
Typical Coverage Inclusions
- Hospital room and board.
- Intensive care.
- Medical expenses.
- Outpatient medical care.
- Local ambulance services.
- Emergency room care – charges incurred as a result of accidents are covered, but ER use for the treatment of an illness is subject to additional charges if the treatment did not require admittance to a hospital.
- Dental care – plan covers care due to an accident only.
- Emergency evacuation – evacuations to the nearest medical facility and the cost of returning to either Canada or the country where the evacuation occurred is covered.
- Emergency reunion–covers reasonable travel and lodging expenses for a friend or relative during an emergency medical evacuation to accompany the insured during the evacuation or to travel from home to reunite with the insured.
- Repatriation/return of mortal remains–if a covered illness or injury results in the insured’s death, the plan covers the expenses of bringing the body or ashes to Canada for a proper burial.
- Returning of minor children–if the insured is hospitalized due to a covered illness while abroad and is travelling with children age 19 or younger who will be left unattended while the insured receives medical treatment, the plan will cover a one-way economy fare to Canada.
Special Coverage Add-ons
- Trip interruption – pays for the insured to return to Canada in the event that there is a death of an immediate family member (spouse, child, parent or sibling) or substantial destruction of the insured’s principle residence.
- Lost luggage
- Common carrier accidental death
- Sports and activities coverage – covers injuries sustained while engaging in amateur athletic activities designed for leisure, entertainment or fitness.
- Accidental death and dismemberment
- Terrorism coverage
- Identity theft assistance